Visa FutureCard Review – Forbes Advisor

FutureCard Visa® card* vs. Zero Suction

Although FutureCard rewards encourage greener options, other cards with eco-friendly marketing take different approaches. One of them is Aspiration Zero, which charges a $60 annual fee and advertises a way to offset the carbon footprint by planting trees. The Aspiration Zero card is a real credit card and as such will thoroughly investigate a credit report upon application and report it to the consumer credit bureaus.

The FutureCard and Aspiration Zero are different beasts and when it comes to more eco-friendly cards, each offers a different approach. Avenir is a member of the Sustainability Consortium while Aspiration Zero is issued by Beneficial State Bank, a certified fossil free B-Corp.

FutureCard Visa® card* vs. Wells Fargo Active Cash® Card

The Wells Fargo Active Cash® Card charges no annual fee and earns an unlimited amount, meaning it meets what we often call the plastic standard among rewards cards. The Active Cash card also offers a welcome bonus: $200 in cash rewards after spending $1,000 in purchases in the first 3 months, plus an introductory APR of 0% for 15 months from account opening on qualifying purchases and balance transfers, then 17.24%, A variable APR of 22.24% or 27.24% applies. Balance transfers made within 120 days are eligible for the introductory rate and 3% fee, then a fee of up to 5%, with a $5 minimum.

Although the rewards and benefits for many are considerably higher with Wells Fargo Active Cash, Wells Fargo remains one of the world’s leading fossil fuel financing financial institutions. For some, choosing to bank or transact using more environmentally friendly options may outweigh the additional rewards earned.

FutureCard Visa® card* compared to the Sunrise Banks Max Cash Preferred card*

The Sunrise Banks Max Cash preferential card* charges no annual fee and earns 2% unlimited cash back on a daily category of choice and 1% unlimited cash back on all other qualifying purchases and although rewards bonus categories are limited, the structure offers more more control over how you earn rewards than with an option like the FutureCard. The card also offers a welcome bonus: $150 bonus after spending $500 within the first 90 days of account opening, as well as a 0% introductory APR on balance transfers for the first 12 billing cycles for balances transferred within 366 days of account opening, followed by a variable APR of 15.99% to 24.99% on purchases and balance transfers.

The Sunrise Banks family of credit cards also makes it to our list of best green credit cards, as the bank manages to maintain both Certified B Corporation status and membership in the Global Alliance for Banking on Values, indicating its commitment to social values ​​and sustainability. The bank is local to Minneapolis, St. Paul and the Minnesota area and provides a shining example of a small regional bank and the great options you can find when doing local banking.

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