Express press service
KOCHI: Another case of loan application fraud was reported in Kochi where a youngster, who recently used a small amount, was threatened in several ways. Kochi Cyber Police has registered a case following a complaint filed by a 20-year-old Cyber Police native. They said the victim took out a loan of 11,000 rupees from an app named “Gold Cash” in January.
“Six days after receiving the money, the youngster started getting constant messages and calls asking him to repay the amount. Since he couldn’t pay, they started threatening him with messages. After a few weeks, the lender started sending abusive messages. When he didn’t move, they started sending him his transformed photographs. The same was also sent to his friends. Later they threatened him saying they would send the photos to other people on his contact list,” a policeman said.
The case was filed under IPC Section 506 Criminal Intimidation, Section 66(e) of the Computer Privacy Breach Act, and Section 120(o) of Kerala Police for causing nuisance by repeated, unwanted or anonymous calls, letters, writings, messages and e. -mails. Earlier this month, police registered a case against another loan app named “Cash Advance” which threatened a Rajasthani native working in Kochi. Although the victim paid the amount, he continued to receive obscene messages asking for more.
Following the increase in such incidents, the Kochi City Police have started spreading awareness messages through Facebook. On June 15 and 16, the police published a detailed article on their Facebook page against the installation of unauthorized loan apps on their phones. Kochi City Police Deputy Commissioner VU Kuriakose said the issue has proven to be a major threat and people should be careful of such scammers.
“Money is credited to people’s accounts just by downloading these apps, even if they don’t borrow. Later, they are asked to repay more than double the amount credited. Fraudsters gain access to all other apps installed on the victim’s phone once they download the app. If the money is not paid, they start threatening in the name of transformed photographs,” he said.
“If threatening messages or calls are received, the victim should tell the scammers that they will contact the cops. In the majority of cases, once the police case is logged, the threats stop,” he said. -he declares.
Although the investigation of such cases is complex, the police have found many culprits behind such incidents.
“Most fraudsters use fake bank accounts for this purpose. The people, whose names the culprits used, will not even know that such an account exists in their name. The roots of these cases are based in the villages of northern India where they are carried out by organized groups. Coordination with other state police is often required to resolve such cases,” he added.